Can I Ship Personal Belongings in My Car?

Key Rules and Considerations 

• Most carriers allow limited personal items. 

Permitted items include clothes, blankets, study house goods, and other nonflammable, nonperishable, and nondangerous items.  

• Weight and safety restrictions

Items that weigh beyond 100 lbs (pounds) are ideally not allowed due to safety concerns. 

• Insurance Coverage 

Insurance doesn't cover personal belongings in transit. Including personal items on the CWR you want to ship is at the owner's risk.

Why Auto Transport Companies Restrict Personal Belongings 

• Federal transport regulations 

The Federal Motor Carrier Safety Administration is one of the major transport regulatory bodies that prioritizes safety for household goods in transit. 

• Weight Distribution and Safety 

The weight distribution of the goods on any mode of shipping transport must be balanced (about 60% of the cargo weight in front of the axle and 40% behind) to maintain efficient gravity, steering, and the overall safety of the goods on board. 

• Insurance and liability concerns

Personal items in a car are not covered. 

Items You Should Never Ship in Your Car

While you can ship clothes, small household items, and soft goods in boxes or bags, some items should never be shipped.

These items include: 

• Electronics
• Valuable (cash, jewelry) 
• Fragile items such as glassware, laptops, and bottled liquids. For more details, ask your carrier.
• Dangerous items like fireworks, fuel, chemicals, and other flammable items. 
• Essential documents (their safety is not guaranteed).

How Personal Items Affect Insurance Coverage 

Vehicle insurance vs. cargo insurance 

In most cases, while the vehicle is insured, the cargo is uninsured because most carriers don't cover personal belongings due to high loss or damage risks. 

Open vs. Enclosed Transport: Does it Matter? 

If you want to know which option works best when shipping valuable personal items, this is it: open transport and inevitable exposure increase the risk, while enclosed transport offers greater safety. Learn more about differences between open and enclosed car shipping.

However, it still depends on the item's weight limits and type.

How to Pack Personal Items Safely (If Allowed)

• Firstly, you need to secure the items in a unit to prevent shifting. 
• Use soft bags instead of boxes to pack the items   
• Keep items below window level to avoid potential theft.

Questions to Ask Your Auto Transport Company (Saving Cost and Stress) 

“Are personal items allowed?”

“What are the weight limits?”

“What are the pickup inspection policies?”

In Conclusion 

Shipping a car with lightweight personal items is a smart move. 

The problem only arises when heavy or prohibited items are packed into a car for shipment. Knowing this truth protects your vehicle and your belongings.

FAQs

Can I ship personal belongings inside my car? 

Yes, you can. Most auto transport companies allow limited, lightweight personal belongings. However, shipping is at the owner's risk because it's uninsured. 

Are personal items inside the car insured during shipping? 

In most cases, no. Most auto transport companies' insurance only covers the cars on board and not the personal belongings inside.  There is a transport rule against shipping companies shipping personal belongings in a car that attracts a $10,000 fine if violated.

What personal items are not allowed in a shipped car?

Prohibited items include:

• Flammable materials (gas cans, aerosols)
• Firearms or ammunition 
• Alcohol or drugs 
• Values items like cash, documents, or electronics. 
• Fragile items like glassware, phones, and laptops.